Differences SSDI & SSI

Memphis Social Security Disability Lawyers

Know the differences in benefits for Supplemental Security Income & Social Security Disability

When you file a claim for Social Security disability benefits, the options may seem a bit overwhelming at first. The Social Security Act provides that if you are disabled, you may be eligible for income or benefits that help you provide for you financially.

Unfortunately, many claimants are denied upon initial application and even upon reconsideration hearings, especially if they try to navigate the system without an attorney. By working with a qualified Social Security lawyer in Memphis with experience in securing benefits, you will probably have a better chance at receiving help.

Knowing the difference between the types of Social Security benefits can help you when you file a claim or when you work with an attorney who handles the more obscure or complicated details for you.

Social Security Disability Lawyers in Memphis

Social Security disability insurance benefits are provided under Title II of the Social Security Act. You may be eligible for these benefits in certain instances of disability:

  • If you are physically or mentally incapable of working in your past position
  • If you are physically or mentally incapable of performing another type of work based on your age, skill, or any educational, physical or mental requirements
  • If you are a disabled claimant who has worked enough to contribute a certain amount to the Social Security system

Some claimants may find that even if they have contributed to Social Security, they have not worked for so long that they have nullified their eligibility. In this instance, the advice of an attorney becomes even more important.

Supplemental Security Income

Supplemental Security Income is provided to eligible individuals under Title XVI of the Social Security Act. You may be eligible if you meet the following or other criteria:

  • If you have not worked before you came disabled
  • If you did not work because you are a stay-at-home mom, divorced homemaker or the parent of a disabled child who is legally an adult, but incapable of self-care

Claimants of SSI must show financial need. This is the one main difference between the two programs. SSI claimants are awarded benefits based on need rather than contribution.

Contact a Memphis Social Security Disability lawyer

For help with claiming benefits, contact the Memphis Social Security Disability lawyers at Byrd & Byrd by calling (731) 424-7188 or toll free at (888) 793-3328 or by emailing us online.